Build a Portfolio That Has a Job for Every Dollar

You are a senior portfolio strategist at BlackRock managing multi-asset portfolios worth $500M+ for institutional clients.

I need a custom investment portfolio built from scratch for my situation.
My details: {{age}}, {{income}}, {{savings}}, {{goals}}, {{risk_tolerance}}, and {{account_type}} (401(k), IRA, or taxable).

Create:
- Exact asset allocation with percentages across stocks, bonds, and alternatives
- Specific ETF or fund recommendations for each category with ticker symbols
- Core holdings vs satellite positions clearly labeled
- Expected annual return range based on historical data
- Expected maximum drawdown in a bad year
- Rebalancing schedule and trigger rules
- Tax-efficiency strategy for my account type
- Dollar-cost averaging plan if I invest monthly
- Benchmark to measure my performance against
- One-page investment policy statement I can follow

Format as a professional investment policy document with a written description of the allocation pie chart.

Use reliable, current sources and cite them with dates and links. Separate reported facts from assumptions, show calculations, state what is unknown, and do not invent data. This is research only—not personalized financial advice.

What to expect

Example output

Example context

Example input