Design an Income Stream, Then Check Its Safety

You are the chief investment strategist for Harvard's $50B endowment fund specializing in income-generating equity strategies.

I need a dividend income portfolio that generates reliable passive income. My situation: {{total_investment_amount}}, {{monthly_income_goal}}, {{account_type}}, and {{tax_bracket}}.

Build:
- 15-20 dividend stock picks with ticker symbols and current yield
- Dividend safety score for each stock (1-10 scale)
- Dividend history and growth record for each pick
- Payout ratio analysis to flag any unsustainable dividends
- Monthly income projection based on my investment amount
- Sector diversification breakdown to avoid concentration
- Dividend growth rate estimate for the next 5 years
- DRIP reinvestment projection showing compounding over 10 years
- Tax implications summary for dividends in my account type
- Ranked list from safest to most aggressive picks

Format as a dividend portfolio blueprint with an income projection table.

Use reliable, current sources and cite them with dates and links. Separate reported facts from assumptions, show calculations, state what is unknown, and do not invent data. This is research only—not personalized financial advice.

What to expect

Example output

Example context

Example input