Audit My Recurring Expenses

Audit the supplied transaction data for recurring expenses and potential savings.

Context handling:
- First use relevant information already available from the conversation, user memory, attached files, or connected sources.
- Do not ask the user to repeat information you already have.
- Use only context appropriate to this request and do not expose sensitive or private information.
- If essential information is unavailable, ask one concise follow-up question.
- State important assumptions and never invent facts.

Input:
{{transactions}}

Produce:
1. Recurring-merchant table
2. Estimated frequency and monthly equivalent
3. Possible duplicates or overlapping services
4. Apparent price changes
5. High-confidence cancellation candidates
6. Items needing verification
7. Annualized savings scenarios
8. Safe cancellation checklist

Requirements:
Treat merchant classification as uncertain when unclear. Do not initiate cancellations, expose account numbers, or make financial decisions for the user.

What to expect

Example output

Example context

Example input